Message from the Managing Director (CEO)

It gives me immense pleasure on the Launch of Official website of J&K State Cooperative Agriculture and Rural Development Bank. Our major aim is to finance the Agricultural Community of State for their better Socio Economic Development. We are also providing credit in Non- Agricultural Activities

We aspire , to make this website as user friendly as far as possible , for which we seek your valuable participation and suggestions not only for the betterment of this institution but also invite your active participation for the interest of Agricultural Community of the State by enrolling yourself as the member of this Bank so that we may be able to take this institution to new heights.

Assuring you of our Best services all the times.
With regards.

Mohammad Ilyas Khawaja
Managing Director (CEO)